My Mission:

To treat and educate my clients with the respect and fairness they deserve in a timely manner.

Which type of loan is best for you?

Fully documented, stated income, NINA (no income no assets), no ratio, fixed rate, adjustable rate, interest only, Option ARM etc...........

Use my trusted 16 years of experience as a loan professional as your guide. I've created this site with you in mind by sharing my knowledge to empower you to make sound decisions when it comes to obtaining a real estate loan.  Read thru the topics to the left on the main menu that interest or pertain to you, and use the mortgage calculators too!

I will help you navigate around each corner and curve of the loan process and make sure that you understand each step, and more importantly give you options to choose from.

Ask me how?           

To safely leverage home equity and grow your wealth without increasing your monthly payment!

This program is not a mutual fund, stock, or REIT.  These investments are too risky when it comes to investing home equity.  Safety and liquidity are paramount!  The investment vehicle is one that the affluent have used for years to maximize tax deductions, and at the same time leverage large chucks of money that accumulate tax free, passes to heirs tax free, and can be liquidated for yourself tax free without age limitation.                                                                                               

For more information, Click Here.    

You can also ask me how to accelerate the payoff of your mortgage and get free and clear............quicker!

For more information, Click Here.

To prequalify for a real estate loan, CLICK HERE  

Kevin Walton

Mortgage Planner 

Cell: 805-276-1942

Or just go to the main menu to the  blue "loan type" tabs and click on each topic to learn more.