A fully documented loan is not only the traditional way to obtain a real estate loan but pretty much the only way to obtain a loan these days.  The last 2 years tax returns, W-2's, paystubs and or the last 12-24 months bank statements are the most common income documents required from borrowers, especially if you are self employed.

Advantages:

The best interest rate and terms available.

Disadvantages:

Labor intensive loan to obtain. Longer processing periods which can increase the overall time it takes to close your loan.

When Used:

Purchase and refinances where income to qualify can be verified and documented from tax forms (W-2's and 1040's).

Loans Available:

Pretty much the full gambit!  30 and 40 year, as well as various adjustable rate loans and interest only payment options.

Call me for details or click here to apply on-line!

Kevin Walton

Cell: 805-276-1942

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Catalyst Lending Inc. - 226 Sandberg St - Thousand Oaks, CA 91360
Office Phone: (805) 276-1942 Fax: 800-506-0632 Cell Phone: 805-276-1942

Catalyst Lending Inc. 

 

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