|
|
 |
 
My Mission:
To treat and educate my clients with the respect and fairness they deserve in a timely manner.
Which option is best for you?
Fixed rate, adjustable rate, FHA CalHFA or a loan modification and what is this 203k Streamline loan I've been hearing about work?
Use my trusted 16 years of experience as a loan professional as your guide. I've created this site with you in mind by sharing my knowledge to empower you to make sound decisions when it comes to obtaining a real estate loan. Read thru the topics to the left on the main menu that interest or pertain to you, and use the mortgage calculators too!
I will help you navigate around each corner and curve of the loan process and make sure that you understand each step, and more importantly give you options to choose from.
To prequalify for a real estate loan, CLICK HERE
Kevin Walton
Certified Mortgage Advisor
Cell: 805-276-1942
Or just go to the main menu to the blue "loan type" tabs and click on each topic to learn more.
|
| FHA 203k Streamline free video and booklet below! |
|
FHA 203k Streamline Video
click below to watch
FHA 203k Streamline Booklet
click below to view the booklet
Call the 24/7 hotline,800-506-0632 ext. 2, for more information or to speak with me directly, call 805-276-1942.
|
|
|
|
|
 |
 Mortgage News Daily
MBS MORNING: Losing Ground As Benchmarks Back Up - 57 minutes ago
Posted To: MBS Commentary4.5 MBS down 6 ticks to 100-26 10yr Tsy about 5bps higher at 3.743 (vs. 5pm yesterday) Wholesale Trade Improves from -.8% to -.2%, but misses expectation of +.2%, no one cares Pre-Auction Concession + range dynamics weigh on 10's, MBS follow The movements in bonds this AM tells us just how focused the market is on the upcoming auction. Granted, the econ data earlier today isn't exactly "top shelf" (or even middle shelf for that matter), but without a microscope, it's hard to tell if it was even traded. The "room to run" that AQ discussed this AM in conjunction with the standard pre-auction concession is dominating the movements in the benchmark, which itself, is forcing MBS prices lower. Somewhere between an eighth and a quarter of a point has left the YSP building...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Underwriters: Loan Quality Still in Need of Improvement; Interesting FICO Score Data; Will the Fed sell their MBS Holdings? - 1 hour ago
Posted To: Pipeline PressAt the last company Christmas party, loan agents lined up on one side of the room and the underwriters on the other side. The loan agents throw fire cracker at the underwriters...and the underwriters lit them and threw them back. A long-time underwriter wrote to me and opined, "Consumers always want more than what they can afford and we gave them exactly what they wanted for the last 10 years (without any prudent financial advice). I actually like the guideline changes and feel it is necessary to eradicate some of the lackadaisicalness that I hear in some underwriter's voices. Manufacturing quality is still a problem for the Agencies, and originating mortgage companies are still closing loans that are not 100% purchasable by the aggregators upon delivery. Fannie and Freddie have technology...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS OPEN: Rates Ticking Higher Just Because They Can - 4 hours ago
Posted To: MBS CommentaryGood Morning. I've had some great coaches in my lifetime...none better than my high school/juniors hockey skipper. Many of the messages he bestowed upon me have carried over from the locker room into my professional life. One of my favorites is the K.I.S.S principle. KEEP IT SIMPLE STUPID This is incredibly relevant to the current market environment. The econ calendar isn't providing much meaningful guidance at the moment. Stocks are still showing an unwavering inclination to do what they want, when then want. Politicians are counting votes, leaving some of the most important reform debates of our era at the mercy of party lines. Fiscal affairs abroad are falling victim to heavy scrutiny AND speculation. Overall, this doesn't paint a very clear BIG PICTURE perspective. Well actually...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
The Day Ahead: Inventories, Budget Statement, Treasury Auction - 4 hours ago
Posted To: MND NewsWireInvestors this morning await the first real data to be released this week. But wholesale trade inventories isn’t a major market mover, nor is the afternoon’s budget statement, so it could be a quiet day if investors prefer to postpone trading until retail sales figures hit the headlines on Friday. One hour before the opening bell, the market is pretty flat. Dow futures are down 1 point at 10,563 and futures on the S&P 500 are up 0.00 points to 1,140.50 Meantime, WTI crude oil is up 31 cents to $81.80 per barrel, and Spot Gold is trading $5.15 higher at $1,127.00. Earlier today the Mortgage Bankers Association said its index of mortgage application rose 0.5% in the first week of March, but it remains down 12.5% from last year. Key Events Today: 10:00 ? Wholesale Trade Inventories...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Explaining The MBS Settlement Process - 20 hours ago
Posted To: MBS Commentary10yr Notes progressively improved into the PM , ending 5 ticks better on the day with a yield of 3.70. MBS fought off much of the AM weakness in tsy's, and rallied just as well into the PM, reaching 101-15 at 4pm. But then we ended 4 ticks down on the day at 101-01! WHAT?!?!? So you're tellin' me MBS effectively erased all gains from the past two days?! Not exactly... I'll let AQ explain... -------------------------------------------- If you haven't read the following description of the agency MBS settlement process...please don't skip over it as it may save you from having to change your pants when next month's settlement rolls around. If you have read it...go over it one more time just to make sure the underlying logic is clear. The March FN 4.5 MBS coupon has...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
 |
|
|
|
 Catalyst Lending Inc. - 226 Sandberg St - Thousand Oaks, CA 91360 Office Phone: (805) 276-1942 Fax: 800-506-0632 Cell Phone: 805-276-1942
Catalyst Lending Inc.
© 2010 Myers Internet All Rights Reserved
Powered by: Myers Internet | Admin Login
|
