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Purchasing

Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment.

Whether you are a first time home buyer, renter, or are purchasing a new or second home, I have an assortment of tools and loan programs to meet your individual financing needs.

Use my easy-to-navigate site, or contact me by phone today, at 805-276-1942.

Browse my website for valuble information.  There are payment calculators for fixed and adjustable rate loans and prequalification calculators available to you, as well a wealth of information on the various types of loans available on today's market, how adjustable rates work, and even homeowners insurance, Realtor and C.P.A referrals.

I can help you realize your homeownership dreams by offering you all the best advantages:

- Low Rates
- Easy Online Application
- All Types of Mortgage Programs
- Guidance and Advice From an Experienced Loan Professional - Use my 16 years experience to help guide the way!

Determine how much you can borrow and buy with our prequalification calculators, or call me direct on my cell, 805-276-1942.

One little known type of loan that can be used to purchase a home is a reverse mortgage.  Several reverse mortgage lenders have a loan where upon a sizeable downpayment (35% or more depending on the lender), seniors can buy a home and not have to worry about making any payments on the mortgage for the rest of their lives!  A reverse mortgage purchase loan, can be wonderful thing for seniors who may want to move closer to their children and grandchildren, but were hesitant because of having to make a higher mortgage payment or have a mortgage payment at all. 

You can beat the competition and negotiate more effectively when you're pre-approved. Apply online now to be pre-approved.

See how your equity and security can grow as a homeowner. Compare the benefits of owning vs. the cost of renting with our Rent vs. Buy Calculator.

There is a wealth of additional information on my site, just browse thru at your convenience, and remember I'm here to help you. 

You can contact me via e-mail, or phone or click here to apply.

Kevin Walton

Cell: 805-276-1942